How It Works

From sign-up to your first transaction, in a few simple steps.

  1. 1

    Registration

    Create your free Cular VTU account with your email or phone number in under a minute.

  2. 2

    Verification

    Verify your email or phone to activate your account and secure your wallet.

  3. 3

    Wallet Funding

    Fund your wallet via bank transfer, card payment or manual deposit.

  4. 4

    Service Selection

    Choose from airtime, data, electricity, cable TV, education pins and more.

  5. 5

    Transaction

    Enter the required details and confirm — funds are deducted from your wallet securely.

  6. 6

    Confirmation

    Get instant confirmation and a full transaction record in your dashboard.

Ready to simplify your digital transactions?

Join thousands of users enjoying fast, secure and affordable digital services.